Putting your car insurance in the name of your business is an excellent way to protect yourself against uninsured drivers. Your personal auto insurance policy will not cover you in the event of an accident involving your work vehicle. In addition, you will need to add a business class code to your policy. Adding a business class code to your policy will raise your insurance premiums, but it is usually far cheaper than insuring your car on a commercial policy. The process also requires far fewer steps, allowing you to save a lot of time.
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A business owner can purchase vehicles in their own name, which can be an excellent tax deduction. It is still important to ensure that all vehicles are registered to the same address. You should also make sure to keep updated your business’ Department of Revenue when you change addresses. If you don’t update your address, your car won’t be registered. If you’re not aware of any changes, you may end up paying for insurance you don’t need.
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